Travel insurance

Travel insurance

We include a compulsory insurance with each trip that will cover you for any inconveniences that may arise during your Camino de Santiago. You will receive the policy when you make your booking together with your travel documents. We also give you some advice on how to do the Camino de Santiago, and avoid having to use this insurance as long as possible.

Travel insurance coverage:

  • Medical and Health Assistance in Spain and Andorra

  • Medical and Health Care in Europe and Rest of the World

  • Repatriation or transport of wounded and / or sick people

  • Repatriation or transport of other insured persons

  • Displacement of a family member in case of hospitalisation

  • Subsistence expenses(up to a maximum of 10 days)

  • Convalescence in hotel(maximum 10 days)

  • Repatriation or transport of the deceased insured person

  • Searching for, locating and shipping lost luggage

  • Theft and material damage to luggage

  • Transmission of urgent messages

  • Early return due to death or hospitalisation of a family member

  • Liability for travellers / group leaders

Frequently Asked Questions About Travel Insurance on the Camino de Santiago

  • Does the travel insurance cover specific activities such as cycling or trekking?

    Yes, our travel insurance is specific for outdoor activities such as the Camino de Santiago. You will be covered, whether you do the Camino on foot or by bike.
  • Is it compulsory to have travel insurance to do the Camino de Santiago?

    No, it is not mandatory to have travel insurance to do the Camino de Santiago. However, we always include it for your safety on your trip in case of possible accidents. These do not usually happen, but at the end of the day you are doing a hiking activity outdoors, and walking for several hours, so it is better to be covered for any eventuality.
  • Is the Camino de Santiago safe at night?

    The Camino de Santiago is generally safe, but walking at night is not recommended. The routes are often poorly lit, which increases the risk of accidents, disorientation or encountering animals in the wild. In addition, all services will be closed. Most, if not all, pilgrims rest during the night. For a safer experience, it is best to walk during the day and plan your arrival at accommodation before dark.
  • How can I take out travel insurance for the Camino de Santiago?

    Don't worry, we always include in our trips a travel insurance that covers you for certain eventualities, which you can consult in our General Conditions of Travel Insurance.

  • Is the Camino de Santiago safe for women travelling alone?

    Yes, the Camino de Santiago is safe for women travelling alone. Thousands of women pilgrims make the Camino every year without incident, like many other women throughout the history of the Camino de Santiago. It is advisable to follow basic precautions such as avoiding walking at night in isolated areas and always maintain communication with family or friends. The hostels and establishments on the Camino are safe and are used to receiving pilgrims from all over the world.
  • Is there phone coverage along the stages of the Camino?

    Yes, you can be assured that you'll have phone coverage for most of the journey. There may be some isolated areas with limited or no coverage, but overall, you should have access to communication throughout the route.
  • Is it safe to do the Camino de Santiago alone?

    We always tell you the same thing, walking the Camino de Santiago alone is one of the best ways to fully enjoy the experience, and moreover it is very safe.

    Furthermore, in a way you will never be alone, and this is something you will understand once you arrive on the Camino. Throughout the stages you will meet many pilgrims with whom you will soon start conversations, share paths, accommodations, tables on terraces, experiences, and a myriad of memories that you will nostalgically recall when you return home.

    In short, the Camino de Santiago is safe, it passes through inhabited areas, is well marked, and equipped with services. Additionally, you have the AlertCops application available, in case you want to have greater security.

  • What does the travel insurance cover?

    All our packages include a travel insurance so you can enjoy the Camino with peace of mind.

    • Medical assistance and coverage in case of accident or emergency.
    • Transfer to the nearest hospital or medical center, by taxi or ambulance.
    • Return to the accommodation after treatment, as long as your condition allows, so you can continue the Camino.
    • In case of serious need, it includes repatriation to your home or the sending of a family member to accompany you.
  • What does the Cancellation Insurance consist of?

    The Cancellation Insurance is optional, costs 20 € per person and covers expenses if you need to cancel for justified reasons such as serious illness, accident or death, either yours or that of a companion or direct family member. It is advisable to purchase it when making the reservation. You will receive the policy in your name even before the final travel documentation.

    In case you need to use it, you must contact us and the insurance company to manage the cancellation and the refund.

    If you need more information about the coverage and how to proceed, do not hesitate to write to us at info@viajescaminodesantiago.com.

  • I need to cancel my reservation.

    You can cancel your trip, but penalties apply according to the notice period:

    • More than 30 days before → 15% of the total price (for organized groups, there are no fees and the full amount is refunded).
    • Between 15 and 30 days before → 50% of the total price.
    • Less than 15 days before → 100% of the total price.
    • No-show → no right to a refund.

    Transfer of the reservation: if you cannot travel, you can transfer it to another person without management fees, notifying us at least 5 working days in advance. In this case, payments are adjusted directly between clients.

    The client assumes any additional costs arising from the cancellation.

    ⚠️ IMPORTANT: If you need to cancel your reservation, you must inform us by email: info@viajescaminodesantiago.com.

    👉 More info: More info.

  • Is it safe to do the Camino de Santiago?

    Yes, the Camino is very safe, with good signage, infrastructure, and paths through inhabited areas. You will always find other pilgrims and locals, and there is mobile coverage almost throughout the route. Basic precautions are recommended, such as not walking at night in isolated areas and informing family members. For greater safety, you can use applications like Camino Tool or AlertCops.

    👉 More info: info.

Articles related to Travel Insurance on the Camino de Santiago

Request a quote
Organised Trips
Rafael Sánchez López - Kaufmännischer Leiter - Agentur Viajes Camino de Santiago